Cashiers salary in Chicago-Naperville-Elgin, IL-IN
Official BLS OEWS May 2025 pay for Cashiers in the Chicago-Naperville-Elgin, IL-IN metro area — and the estimated take-home pay on the median wage under 2026 Illinois tax rules.
The figures
The median Cashiers in the Chicago-Naperville-Elgin, IL-IN metro area earns $35,010 a year ($16.83 an hour), according to the BLS OEWS May 2025 estimates (full citation in Sources). The middle half of Cashiers in Chicago-Naperville-Elgin, IL-IN earn between $32,210 and $37,110 a year. At the ends of the distribution, the lowest-paid 10 percent earn $31,200 or less and the top 10 percent earn $41,280 or more. BLS estimates 99,240 Cashiers jobs in the Chicago-Naperville-Elgin, IL-IN area — 21.988 of every 1,000 jobs in the area, a location quotient of 1.11 (above the national concentration). That is 3.2% of all Cashiers employment in the United States (3,089,410 jobs nationally). By employment, Chicago-Naperville-Elgin, IL-IN is the #3 largest of the 25 covered metro areas for Cashiers. In aggregate, Cashiers in Chicago-Naperville-Elgin, IL-IN earn about $3.55 billion a year (BLS employment multiplied by the mean wage). At the mean wage, the engine's take-home is $29,288.08 a year, so the aggregate take-home of Chicago-Naperville-Elgin, IL-IN Cashiers is about $2.91 billion. BLS reports a relative standard error of 5.3% for this employment estimate. Ranked by median pay, Chicago-Naperville-Elgin, IL-IN stands #12 of the 25 metro areas covered on this site for Cashiers. By employment, Cashiers is the #5 largest of the 30 covered occupations in Chicago-Naperville-Elgin, IL-IN. Placed against the national distribution for Cashiers, the Chicago-Naperville-Elgin, IL-IN median of $35,010 falls between the national median ($32,880) and the national 75th percentile ($36,330). Across all occupations, the Chicago-Naperville-Elgin, IL-IN median is $54,720 a year — Cashiers pay is 36.0% below the area's overall median.
Wages in detail
| Wage level | Hourly | Annual |
|---|---|---|
| Mean | $17.19 | $35,760 |
| 10th percentile | $15.00 | $31,200 |
| 25th percentile | $15.48 | $32,210 |
| Median (50th percentile) | $16.83 | $35,010 |
| 75th percentile | $17.84 | $37,110 |
| 90th percentile | $19.85 | $41,280 |
What the wage distribution says
The top 10 percent of Cashiers in Chicago-Naperville-Elgin, IL-IN earn 1.3 times what the bottom 10 percent earn ($41,280 against $31,200). The middle half spans $4,900 — from $32,210 to $37,110. Hourly, the 90th percentile ($19.85) is 1.32 times the 10th ($15.00). In the upper half of the Chicago-Naperville-Elgin, IL-IN distribution, the 75th percentile wage of $37,110 takes home $30,305.80 and the 90th percentile wage of $41,280 takes home $33,449.84 — $3,144.04 more net for $4,170 more gross. Against the median take-home of $28,722.42, the top decile keeps 1.16 times as much. The mean wage of $35,760 sits 2.1% above the median: higher-paid Cashiers pull the average up in Chicago-Naperville-Elgin, IL-IN. Among the 30 covered occupations in Chicago-Naperville-Elgin, IL-IN, Cashiers ranks #28 by median pay. In the Chicago-Naperville-Elgin, IL-IN wage ladder of covered occupations, Cashiers sits between Retail Salespersons at $35,820 and Fast Food and Counter Workers at $34,630. Cashiers accounts for 2.2% of all employment in the Chicago-Naperville-Elgin, IL-IN metro area. The average covered metro employs 48,512 Cashiers; Chicago-Naperville-Elgin, IL-IN employs 2.0 times that.
Take-home pay on the median wage in Illinois
Single filer, no dependents, no pre-tax contributions, paid biweekly, a full year of W-2 wages in Illinois; city and local taxes are not included:
| Gross pay (annual) | $35,010.00 |
|---|---|
| Federal income tax | $2,021.20 |
| Social Security (FICA) | $2,170.62 |
| Medicare (FICA) | $507.64 |
| Illinois income tax | $1,588.21 |
| Total deductions | $6,287.58 |
| Net pay (annual) | $28,722.42 |
| Net pay per biweekly paycheck | $1,104.71 |
| Total deduction rate | 17.96% of gross |
At the median, $28,722.42 of the $35,010 gross is kept ($1,104.71 per paycheck) — a deduction rate of 17.96%. The deduction rate moves with pay: 17.15% at the 10th percentile, 17.38% at the 25th percentile, 18.34% at the 75th percentile, 18.97% at the 90th percentile. Between the 25th and 75th percentile wages, annual take-home rises by $3,694.64 on a gross rise of $4,900.
The same engine at the other published points of the Chicago-Naperville-Elgin, IL-IN wage distribution:
| Wage point | Net per year | Net per paycheck | Deduction rate |
|---|---|---|---|
| 10th percentile ($31,200) | $25,849.72 | $994.22 | 17.15% |
| 25th percentile ($32,210) | $26,611.16 | $1,023.51 | 17.38% |
| Median ($35,010) | $28,722.42 | $1,104.71 | 17.96% |
| 75th percentile ($37,110) | $30,305.80 | $1,165.61 | 18.34% |
| 90th percentile ($41,280) | $33,449.84 | $1,286.53 | 18.97% |
Across the published distribution, take-home pay runs from $25,849.72 a year at the 10th percentile to $33,449.84 at the 90th — a spread of $7,600.12 of net pay inside one occupation and one metro area.
For scale: across all occupations, the Chicago-Naperville-Elgin, IL-IN median wage of $54,720 takes home $43,583.42 a year ($1,676.29 per paycheck, deduction rate 20.35%). The Cashiers median take-home of $28,722.42 sits $14,861.00 (below that area-wide figure.
Multi-state metro area. Chicago-Naperville-Elgin, IL-IN also covers parts of Indiana. The take-home estimate above uses Illinois rules — the metro area's primary state. If the job is based in another part of the metro area, the state tax changes: see the Indiana paycheck calculator.
Run your own numbers
Your own withholding depends on your Form W-4, your benefits and your other income — run your exact figures through the calculator:
Against the national median
Nationally, the median Cashiers earns $32,880 a year ($15.81 an hour). The Chicago-Naperville-Elgin, IL-IN median of $35,010 is $2,130 (6.5%) above the national median.
The means rank the area the same way: $35,760 a year in Chicago-Naperville-Elgin, IL-IN against $33,180 nationally, a gap of $2,580 (7.8%).
Set against the whole local market, the Cashiers 90th percentile of $41,280 is 32% of the Chicago-Naperville-Elgin, IL-IN all-occupations 90th percentile ($130,790), and its 10th percentile of $31,200 is 91% of the area-wide 10th ($34,260).
| Median annual | Median hourly | Mean annual | |
|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN | $35,010 | $16.83 | $35,760 |
| United States | $32,880 | $15.81 | $33,180 |
Frequently asked questions
What is the median salary for Cashiers in Chicago-Naperville-Elgin, IL-IN?
$35,010 a year ($16.83 an hour), per the BLS OEWS May 2025 estimates. The mean is $35,760 a year. Ranked by median pay, Chicago-Naperville-Elgin, IL-IN stands #12 of the 25 covered metro areas for this occupation.
What is the take-home pay on $35,010 in Illinois?
About $28,722.42 a year ($1,104.71 per biweekly paycheck) for a single filer with no dependents and no pre-tax contributions, under 2026 rules — a total deduction rate of 17.96% of gross. At the 75th percentile wage of $37,110, take-home is $30,305.80.
How does pay in Chicago-Naperville-Elgin, IL-IN compare with the national median for Cashiers?
The Chicago-Naperville-Elgin, IL-IN median of $35,010 is $2,130 (6.5%) above the national median of $32,880 a year. At the top of the distribution, the local 90th percentile is $41,280, against a national 90th percentile of $40,410.
How much do the top 10% of Cashiers earn in Chicago-Naperville-Elgin, IL-IN?
$41,280 a year or more ($19.85 an hour or more), per the BLS OEWS May 2025 estimates.
What is the take-home pay at the 90th percentile for Cashiers in Chicago-Naperville-Elgin, IL-IN?
On $41,280 a year, the engine gives a take-home of $33,449.84 a year ($1,286.53 per biweekly paycheck) in Illinois under the same assumptions — a deduction rate of 18.97%.
How many Cashiers jobs are there in Chicago-Naperville-Elgin, IL-IN?
BLS estimates 99,240 Cashiers jobs in the Chicago-Naperville-Elgin, IL-IN metro area — 21.988 of every 1,000 jobs in the area.
How concentrated are Cashiers jobs in Chicago-Naperville-Elgin, IL-IN?
The location quotient is 1.11 — above the national concentration. A quotient of 1.0 means the occupation's share of local employment equals its national share.
How much does take-home pay vary for Cashiers in Chicago-Naperville-Elgin, IL-IN?
From $25,849.72 a year at the 10th percentile wage ($31,200) to $33,449.84 at the 90th ($41,280), under the same single-filer assumptions in Illinois.
What is the total wage bill for Cashiers in Chicago-Naperville-Elgin, IL-IN?
About $3.55 billion a year — the BLS employment estimate of 99,240 multiplied by the mean wage of $35,760.
Sources and method
Wage data: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates (released May 15, 2026), retrieved October 27, 2026 — bls.gov/oes. OEWS figures are survey estimates for May 2025, not job offers. Take-home pay is computed by this site's paycheck engine with 2026 federal and state rules; the method, and what the engine does not model, is documented in the paycheck methodology guide. Estimates only — not tax advice.