Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel salary in Boston-Cambridge-Newton, MA-NH
Official BLS OEWS May 2025 pay for Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in the Boston-Cambridge-Newton, MA-NH metro area — and the estimated take-home pay on the median wage under 2026 Massachusetts tax rules.
The figures
The median Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in the Boston-Cambridge-Newton, MA-NH metro area earns $83,420 a year ($40.11 an hour), according to the BLS OEWS May 2025 estimates (full citation in Sources). The middle half of Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in Boston-Cambridge-Newton, MA-NH earn between $63,420 and $124,180 a year. At the ends of the distribution, the lowest-paid 10 percent earn $49,990 or less and the top 10 percent earn $164,020 or more. BLS estimates 25,310 Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel jobs in the Boston-Cambridge-Newton, MA-NH area — 9.36 of every 1,000 jobs in the area, a location quotient of 1.16 (above the national concentration). That is 2.0% of all Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel employment in the United States (1,256,010 jobs nationally). By employment, Boston-Cambridge-Newton, MA-NH is the #10 largest of the 25 covered metro areas for Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel. In aggregate, Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in Boston-Cambridge-Newton, MA-NH earn about $2.52 billion a year (BLS employment multiplied by the mean wage). At the mean wage, the engine's take-home is $74,088.12 a year, so the aggregate take-home of Boston-Cambridge-Newton, MA-NH Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel is about $1.88 billion. BLS reports a relative standard error of 4.8% for this employment estimate. Ranked by median pay, Boston-Cambridge-Newton, MA-NH stands #3 of the 25 metro areas covered on this site for Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel. By employment, Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel is the #17 largest of the 30 covered occupations in Boston-Cambridge-Newton, MA-NH. Placed against the national distribution for Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel, the Boston-Cambridge-Newton, MA-NH median of $83,420 falls between the national median ($69,990) and the national 75th percentile ($100,480). Across all occupations, the Boston-Cambridge-Newton, MA-NH median is $66,620 a year — Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel pay is 25.2% above the area's overall median.
Wages in detail
| Wage level | Hourly | Annual |
|---|---|---|
| Mean | $47.77 | $99,370 |
| 10th percentile | $24.03 | $49,990 |
| 25th percentile | $30.49 | $63,420 |
| Median (50th percentile) | $40.11 | $83,420 |
| 75th percentile | $59.70 | $124,180 |
| 90th percentile | $78.86 | $164,020 |
What the wage distribution says
The top 10 percent of Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in Boston-Cambridge-Newton, MA-NH earn 3.3 times what the bottom 10 percent earn ($164,020 against $49,990). The middle half spans $60,760 — from $63,420 to $124,180. Hourly, the 90th percentile ($78.86) is 3.28 times the 10th ($24.03). In the upper half of the Boston-Cambridge-Newton, MA-NH distribution, the 75th percentile wage of $124,180 takes home $90,254.16 and the 90th percentile wage of $164,020 takes home $115,492.82 — $25,238.66 more net for $39,840 more gross. Against the median take-home of $63,664.94, the top decile keeps 1.81 times as much. The mean wage of $99,370 sits 19.1% above the median: higher-paid Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel pull the average up in Boston-Cambridge-Newton, MA-NH. Among the 30 covered occupations in Boston-Cambridge-Newton, MA-NH, Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel ranks #7 by median pay. In the Boston-Cambridge-Newton, MA-NH wage ladder of covered occupations, Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel sits between Business Operations Specialists, All Other at $98,340 and Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products at $79,670. Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel accounts for 0.9% of all employment in the Boston-Cambridge-Newton, MA-NH metro area. The average covered metro employs 25,394 Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel; Boston-Cambridge-Newton, MA-NH employs 1.0 times that.
Take-home pay on the median wage in Massachusetts
Single filer, no dependents, no pre-tax contributions, paid biweekly, a full year of W-2 wages in Massachusetts; city and local taxes are not included:
| Gross pay (annual) | $83,420.00 |
|---|---|
| Federal income tax | $9,522.40 |
| Social Security (FICA) | $5,172.04 |
| Medicare (FICA) | $1,209.59 |
| Massachusetts income tax | $3,851.00 |
| Total deductions | $19,755.06 |
| Net pay (annual) | $63,664.94 |
| Net pay per biweekly paycheck | $2,448.65 |
| Total deduction rate | 23.68% of gross |
At the median, $63,664.94 of the $83,420 gross is kept ($2,448.65 per paycheck) — a deduction rate of 23.68%. The deduction rate moves with pay: 19.65% at the 10th percentile, 20.71% at the 25th percentile, 27.32% at the 75th percentile, 29.59% at the 90th percentile. Between the 25th and 75th percentile wages, annual take-home rises by $39,967.02 on a gross rise of $60,760.
The same engine at the other published points of the Boston-Cambridge-Newton, MA-NH wage distribution:
| Wage point | Net per year | Net per paycheck | Deduction rate |
|---|---|---|---|
| 10th percentile ($49,990) | $40,167.20 | $1,544.89 | 19.65% |
| 25th percentile ($63,420) | $50,287.14 | $1,934.12 | 20.71% |
| Median ($83,420) | $63,664.94 | $2,448.65 | 23.68% |
| 75th percentile ($124,180) | $90,254.16 | $3,471.31 | 27.32% |
| 90th percentile ($164,020) | $115,492.82 | $4,442.03 | 29.59% |
Across the published distribution, take-home pay runs from $40,167.20 a year at the 10th percentile to $115,492.82 at the 90th — a spread of $75,325.62 of net pay inside one occupation and one metro area.
For scale: across all occupations, the Boston-Cambridge-Newton, MA-NH median wage of $66,620 takes home $52,686.34 a year ($2,026.40 per paycheck, deduction rate 20.92%). The Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel median take-home of $63,664.94 sits $10,978.60 (above that area-wide figure.
Multi-state metro area. Boston-Cambridge-Newton, MA-NH also covers parts of New Hampshire. The take-home estimate above uses Massachusetts rules — the metro area's primary state. If the job is based in another part of the metro area, the state tax changes: see the New Hampshire paycheck calculator.
Run your own numbers
Your own withholding depends on your Form W-4, your benefits and your other income — run your exact figures through the calculator:
Against the national median
Nationally, the median Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel earns $69,990 a year ($33.65 an hour). The Boston-Cambridge-Newton, MA-NH median of $83,420 is $13,430 (19.2%) above the national median.
The means rank the area the same way: $99,370 a year in Boston-Cambridge-Newton, MA-NH against $82,430 nationally, a gap of $16,940 (20.6%).
Set against the whole local market, the Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel 90th percentile of $164,020 is 98% of the Boston-Cambridge-Newton, MA-NH all-occupations 90th percentile ($168,090), and its 10th percentile of $49,990 is 136% of the area-wide 10th ($36,760).
| Median annual | Median hourly | Mean annual | |
|---|---|---|---|
| Boston-Cambridge-Newton, MA-NH | $83,420 | $40.11 | $99,370 |
| United States | $69,990 | $33.65 | $82,430 |
Frequently asked questions
What is the median salary for Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in Boston-Cambridge-Newton, MA-NH?
$83,420 a year ($40.11 an hour), per the BLS OEWS May 2025 estimates. The mean is $99,370 a year. Ranked by median pay, Boston-Cambridge-Newton, MA-NH stands #3 of the 25 covered metro areas for this occupation.
What is the take-home pay on $83,420 in Massachusetts?
About $63,664.94 a year ($2,448.65 per biweekly paycheck) for a single filer with no dependents and no pre-tax contributions, under 2026 rules — a total deduction rate of 23.68% of gross. At the 75th percentile wage of $124,180, take-home is $90,254.16.
How does pay in Boston-Cambridge-Newton, MA-NH compare with the national median for Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel?
The Boston-Cambridge-Newton, MA-NH median of $83,420 is $13,430 (19.2%) above the national median of $69,990 a year. At the top of the distribution, the local 90th percentile is $164,020, against a national 90th percentile of $148,840.
How much do the top 10% of Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel earn in Boston-Cambridge-Newton, MA-NH?
$164,020 a year or more ($78.86 an hour or more), per the BLS OEWS May 2025 estimates.
What is the take-home pay at the 90th percentile for Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in Boston-Cambridge-Newton, MA-NH?
On $164,020 a year, the engine gives a take-home of $115,492.82 a year ($4,442.03 per biweekly paycheck) in Massachusetts under the same assumptions — a deduction rate of 29.59%.
How many Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel jobs are there in Boston-Cambridge-Newton, MA-NH?
BLS estimates 25,310 Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel jobs in the Boston-Cambridge-Newton, MA-NH metro area — 9.36 of every 1,000 jobs in the area.
How concentrated are Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel jobs in Boston-Cambridge-Newton, MA-NH?
The location quotient is 1.16 — above the national concentration. A quotient of 1.0 means the occupation's share of local employment equals its national share.
How much does take-home pay vary for Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in Boston-Cambridge-Newton, MA-NH?
From $40,167.20 a year at the 10th percentile wage ($49,990) to $115,492.82 at the 90th ($164,020), under the same single-filer assumptions in Massachusetts.
What is the total wage bill for Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in Boston-Cambridge-Newton, MA-NH?
About $2.52 billion a year — the BLS employment estimate of 25,310 multiplied by the mean wage of $99,370.
Sources and method
Wage data: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates (released May 15, 2026), retrieved October 27, 2026 — bls.gov/oes. OEWS figures are survey estimates for May 2025, not job offers. Take-home pay is computed by this site's paycheck engine with 2026 federal and state rules; the method, and what the engine does not model, is documented in the paycheck methodology guide. Estimates only — not tax advice.